After a car accident, the insurance company will make the procedure complex. One of the reasons the case becomes complex is that the insurance company works in its best favor. It does not matter whether you file for compensation with your company or the at-fault party’s company; you are obligated to provide them all the information they need to take your claim further.
However, there is certain information that you should avoid giving to the information company. This is because the company uses all the information you provide against you, and even a minor statement that you may feel that it is not a big deal can ruin your claim.
Therefore, to eliminate the complications, always talk to a Rockford, IL car accident attorney to assist you on what information you should give to the company.
Nevertheless, here is some information that you should avoid giving to the insurance company.
- Recorded statement.
Every company will approach you for a recorded statement before you get a chance to speak to your lawyer. During the recorded statement, you will be asked to give all the details about your injuries and accidents. However, you can refuse to give a recorded statement unless you speak to your lawyer. After talking to your lawyer, you can pursue a written statement to ensure you do not write anything that can harm your claim.
- Admitting fault.
It is common for many victims to think they were at fault. Saying anything that depicts you were at fault (even partially) can result in a refused or lower compensation amount. Even if you say “sorry” or apologize after the accident to the insurer or the opposite party, it will be considered an admission of guilt.
- Medical release.
The insurance company often asks you to sign a medical release form that grants them access to all your medical records. While you have to submit your medical records, signing the medical release will only do more harm than good. The company will use any information from the medical records against you.
- Do not speculate or guess answers.
When you talk to the insurance company, they are likely to ask you several questions. Remember, you do not have to guess answers that you are not entirely sure of. You must stick to the facts and politely say you do not know if you are unsure about the answers.
